A demo with an invented household, as on 16 Oct 2026. Anyone with the link can look and change things; it starts again every night.
This is the Emergency goal: its target is calculated (Emergency Fund Required).
Save towards the target over each whole financial year. Untick for a target with its own months, such as a holiday.
Optional: a date the monthly contribution is made, such as payday. Its budget then comes due on that day each month; blank spreads it over the month by day.
Spending: for a goal money is spent from, such as rent or doctors; set its Essential % under Categories. Budget only: for pure saving, never essential.