General
The settings that apply everywhere. Every total is shown in the home currency, which can't change once set. Spare Money is what the year's income leaves after the budget: the warning level and the Emergency fund's months decide how it's watched. The test date fixes "today"; leave it blank for the real date.
Language on this device
Each phone or browser can have its own. The number style follows it: 10,000,000.50 in English, 10.000.000,50 in Bahasa Indonesia.